A driver reported backing a Ford pickup into a fire hydrant in a typical commercial warehouse area with a large paved parking lot.  The resulting damage and expense were shocking.

• Fire hydrant replacement, including cost of installation
• Damage to the parking lot caused by the sinkhole created by the water escaping from the damaged fire hydrant.  Did you know that a six-inch water main connected to a fire hydrant can flow between 1,000 and 1,500 gallons of water per minute?
• A bill for hundreds of thousands of gallons of water
• Creation of a large lake in the remaining parking lot requiring special handling, pumping, and resulting in possible additional damage to the structures.
• Cost of business interruption due to lack of acecss to parking lot until repairs were made
• Extra security to block of the damaged area to prevent other accidents.

Your Umbrella Policy

Accidents can cause a domino effect, resulting in unanticipated damages and expenses.  Without adequate liability coverage, you could be putting your assets and future earnings at risk.  An umbrella policy is an inexpensive option to better protect you from worst-case scenarios like the one above.  The average umbrella policy costs less than a video rental or latte per week. 

Call our office for an appointment to talk about this inexpensive and potential catastrophy-preventing coverage.