News & Views

Insurance Rates and Credit-Scoring

You've just been laid off from your job. Or your daughter has a major medical problem that your health insurance (if you have any) doesn't fully cover. Or you've just gotten a divorce. These three life events account for 87 percent of family bankruptcies. To help you out in this stressful time, your insurance company just might raise your homeowners and auto insurance rates because of credit scoring.  .......More>>

Homeowners Insurance:  Strategies to Manage Claims and Save Money

 We have all come to expect that if we have tickets or accidents on our driving record that our auto insurance rates are going to be higher than if our records are clean.  A trend in the Insurance industry is to use this same strategy to determine how much you will pay for Homeowners Insurance.  If you have claims activity you can expect to pay a higher annual premium. ..........More>>

Renters Insurance:  How it will help you.

Imagine for a moment that you’ve just returned home from a long day at work to find that there has been a fire.  Everything you own has been destroyed: your TV, VCR, Stereo, Computers, furniture, clothing, jewelry, DVD and CD collections.  Everything is gone!!

A recently published national telephone survey of 1,000 Renters indicates that 65% of these respondents do not have Renters Insurance coverage. .......More>>

How do I pick a health plan?

If your employer gives you a choice of plans or you need to purchase your own coverage, it is crucial that you understand your health insurance choices and pick the insurance that is best for you and your family. ......More>>

What is in a standard Homeowners Insurance Policy?

A standard Homeowners Insurance policy includes four essential types of coverage. ......More>>

What is in a standard Auto Insurance Policy? 

A standard Auto Insurance policy may include six coverage’s.  Each coverage is priced separately. ......More>>

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